Federal operations may experience disruptions after Congress failed to pass funding legislation by the Sept. 30 deadline. The National Association of Realtors (NAR) is closely monitoring the situation and working with Congress, the administration and industry partners to address impacts on NAR members. NAR has outlined eight programs where NAR members may experience an impact during the shutdown:

• National Flood Insurance Program (NFIP)
• Government-Sponsored Enterprises (Fannie Mae and Freddie Mac)
• Internal Revenue Service
• Rural Housing Programs
• Veterans Affairs
• Environmental Protection Agency 
• HUD Programs
• Small Business Administration

Read more details about those impacts here. NAR has also provided an online update on what Realtors may see during the shutdown.
Source: PAR JustListed; 10/1/2025