Philadelphia area homeowners may not know they are responsible for the pipes that run between their homes and the water and sewer mains. According to Forbes, water line repairs typically cost between $350 and $1,575, while water line replacement can cost anywhere from $1,500 to $12,000 — with most home insurance policies not covering it. Philadelphia residents can obtain optional water and sewage line protection at a discounted rate from American Water Resources. The program covers normal wear and tear — like leaks, clogs, blockages or breaks — but not third-party damage. Residents in the suburbs can find out more about available protection options from their municipality or service provider. As an alternative, Consumer Reports experts recommend setting aside money one might put toward a warranty into a savings account instead of paying a company each month. Residents can also check with their insurer to see if there is an option to add additional coverage.
Source: Philadelphia Inquirer; 4/29/2024